EDITOR: Why does the self-styled “pro-life” party want so badly to raise the death rate through more guns and less healthcare? Some think it’s because white nationalists (aka white supremacists) fear that immigrants and minorities are getting more opportunities than they are. Others think it’s about wealthy elites maintaining political control in the face of sweeping demographic changes. Either way, it’s disgusting and tearing our nation apart. In the referenced article below, Congressional Democrats describe recent administration executive actions ACA Sabotage, to create a healthcare crisis, but Political Genocide may be a more fitting term.
If any of that makes you angry, watch the video at the end to learn why signing up for healthcare during the enrollment period os a good way to piss off Trump.
OBAMACARE SABOTAGE CONTINUES
Since his first day in office, President Trump has created vast uncertainty in health insurance markets. Here are some examples:
His Administration has refused to commit to making cost-sharing reduction (CSR) payments and failed to commit to enforcing the individual mandate, putting the integrity of the risk pool and affordability of coverage in jeopardy. Trump’s obvious attempts to manufacture a crisis caused uncertainty in the marketplace and prompted insurers to sharply increase premiums for the upcoming plan year, or pull out altogether.
By another executive order in October, Trump will allow associations to offer group insurance plans with skimpy benefits and offer lower cost plans to members nationally across state lines. Trump’s order would allow association health plans to be exempted from core Obamacare requirements like coverage of essential health benefits. The ACA’s essential health benefits include hospital care, prescription drugs, maternity care, and mental health. The aim was to broaden the risk pool by preventing insurers from offering cheap plans tailored to young and healthy customers at the expense of older and sicker people. Experts worry this will damage ACA exchangers and result in overall higher costs.
Trump wants to make it easier for businesses to require employees to pay for their own insurance using reimbursements. He also wants to open more loopholes for people to buy insurance outside of ACA markets, attracting younger and healthier people away from current markets. Experts think this will destabilize Obamacare by leaving behind a smaller insurance pool of older and sicker people, resulting in fewer insurers and higher premiums.
Trump’s executive order finally terminates CSR subsidies paid to insurance companies to help people between 100% and 250% of the poverty level pay for the insurance and health care they get through ACA exchanges. Ironically, Trump’s constant threats to terminate CSR subsidies caused uncertainty in insurance markets that exacerbated two problems he blamed on Obamacare – namely, high premiums and the exit of insurers. This intentional sabotage will harm the 7.1 million people, or 58% of Obamacare enrollees, who qualified for subsidies this year.
Signing up for insurance under Obamacare will be a lot harder this year. Trump has shortened the annual open-enrollment period (Now Nov.1 to Dec.15) and announced plans to take HealthCare.gov offline for 12 hours at a time during peek enrollment times, “for maintenance.” He also cut ACA enrollment advertising by 90% and cut funding for Navigator groups who help people navigate the complex enrollment process and pick a plan under the ACA exchanges or Medicaid.
Trump and GOP attacks on Obamacare could come back to bite them politically, because although they have pleased their base, they also made health care more expensive and more unavailable for many Americans, many of whom are in the red states where Trump won.
It’s Not Just Me, or the mainstream press, Saying This
Analysis by the nonpartisan Congressional Budget Office has shown that every Republican House and Senate bill to replace Obamacare would (1) increase overall costs significantly and (2) cause tens of millions of people to get health insurance coverage. Sabotage can be even worse, and Congressional Democrats have weighed in on that issue.
Democratic members of the House Committee on Energy and Commerce and the Senate Committee on Health, Education, Labor, and Pensions recently released a report warning that Republican actions are causing uncertainty in health insurance markets that is resulting in higher premiums and insurers pulling out. A Manufactured Crisis: Trump Administration and Republican Sabotage of the Health Care System is summarized here with quotes from insurance companies and regulators across nearly 20 states. Read More …