Republican Sabotage of Our Health Care System

Trump sabotage of Obamacare

 

EDITOR: Why does the self-styled “pro-life” party want so badly to raise the death rate through more guns and less healthcare? Some think it’s about wealthy elites maintaining political control in the face of sweeping demographic changes. Others think it’s because white nationalists fear immigrants and minorities getting more opportunities. Either way, it’s disgusting and tearing our nation apart.

In the referenced article below, Congressional Democrats describe recent administration executive actions as ACA Sabotage, designed to create a healthcare crisis. Political Genocide may be a more fitting term.

Affordable Care Act SABOTAGE Continues

In the above video, ex-President Obama criticizes Republicans across the nation for blatantly lying about protecting health insurance for people with preexisting conditions. The Washington Post Fact Checker tells us that since his first day in office, President Trump has made 324 false or misleading statements about healthcare (at least as of 10/10/2018). He has also created vast uncertainty in health insurance markets with other sabotage attempts. Here are some examples:

The Trump Administration has refused to commit to making cost-sharing reduction (CSR) payments and failed to commit to enforcing the individual mandate, putting the integrity of the risk pool and affordability of coverage in jeopardy. Trump’s obvious attempts to manufacture a crisis caused uncertainty in the marketplace and prompted insurers to sharply increase premiums for the upcoming plan year, or pull out altogether.

By another executive order in October, Trump allowed associations to offer group insurance plans with skimpy benefits and offer lower cost plans to members nationally across state lines. Trump’s order allows association health plans to be exempted from core Obamacare requirements like coverage of essential health benefits. The “essential” ACA health benefits include hospital care, prescription drugs, maternity care, and mental health. The aim was to broaden the risk pool by preventing insurers from offering cheap plans tailored to young and healthy customers at the expense of older and sicker people. Experts worry this executive order will damage ACA exchangers and result in overall higher costs.

Trump wants to make it easier for businesses to require employees to pay for their own insurance using reimbursements. He also wants to open more loopholes for people to buy insurance outside of ACA markets, attracting younger and healthier people away from current markets. Experts think this will destabilize Obamacare by leaving behind a smaller insurance pool of older and sicker people, resulting in fewer insurers and higher premiums.

Trump’s executive order finally terminates CSR subsidies paid to insurance companies to help people between 100% and 250% of the poverty level pay for the insurance and health care they get through ACA exchanges. Ironically, Trump’s constant threats to terminate CSR subsidies caused uncertainty in insurance markets that exacerbated two problems he blamed on Obamacare – namely, high premiums and the exit of insurers. This intentional sabotage will harm the 7.1 million people, or 58% of Obamacare enrollees, who qualified for subsidies this year.

Signing up for insurance under Obamacare will be a lot harder this year. Trump has shortened the annual open-enrollment period (Now Nov.1 to Dec.15) and announced plans to take HealthCare.gov offline for 12 hours at a time during peek enrollment times, “for maintenance.” He also cut ACA enrollment advertising by 90% and cut funding for Navigator groups who help people navigate the complex enrollment process and pick a plan under the ACA exchanges or Medicaid.

Trump and GOP attacks on Obamacare could come back to bite them politically. Their base sees these attacks as making health care more expensive and more unavailable for many Americans, many of whom are in the red states where Trump won. That’s why they’re lying about what they’ve done and plan to do.

The Sabotage Penalty hits people in Trump-voting states especially hard.
By The New York Times, with: analysis by Charles Gaba. Click on image to visit article.

 

A History of Trump Administration Sabotage Efforts

This longer list, summarized from the Center on Budget and Policy Priorities, a nonpartisan research and polity institute (last updated July 2018), highlights Trump’s continued efforts to undermine our healthcare system.

1/20/2017 – Trump issues anti-ACA executive order “directing federal agencies to use their administrative powers begin dismantling the Affordable Care Act ‘to the maximum extent permitted by law.’”

1/26/2017–  The administration announced that it will “stop planned ads for the final week of open enrollment for marketplace health coverage.”

1/31/2017– Even as HealthCare.gov enrollment totals through mid-January exceeded 2016, the final total was slightly less, showing the impact of removing the promotions.

2/14/2017– IRS scraps enforcement of individual mandate.

2/15/2017– Allow insurers to offer plans with lower premiums but higher deductibles and out-of-pocket costs than allowed for under the ACA, thus raising overall costs for millions.

3/14/2017– The administration tells governors it will consider waiver proposals that would make it harder for Medicaid beneficiaries to get affordable care and increase the number of uninsured.

3/28/2017– After House Republicans fail to advance another ACA repeal bill, the administration talks of other legislative action that raises uncertainty among insurers and could cause them to raise premiums or pull back from certain markets.

4/12/2017– Trump announces plans to withhold cost-sharing reduction (CSR) subsidy payments to insurers and other rules that would raise consumers’ deductibles and make it harder for people to get insurance.

5/1/2017– Congress fails to include funding for CSRs in the 2017 spending bill, thus risking premium increases, disrupting the insurance marketplace, and endangering coverage of millions of people.

5/2/2017– House Republicans slash CSR subsidies. Even if the bill fails in the Senate, the possible enactment will likely cause insurers to raise premiums and/or exit markets.

5/12/2017– As insurers start filing their 2018 rates, it becomes clear that the Trump sabotage is already taking its toll, because premiums are already higher than they otherwise would be.

5/22/2017– The administration asks for another 90-day delay in a CSR court case that would have allowed payments to continue, forcing uncertainty onto insurers as they set rates, causing those rates to be higher.

5/23/2017– Trump’s budget requests 21% less funding to administer the ACA marketplace in 2018, including cuts to promotional advertising to encourage enrollment.

6/6/2017– Anthem announces plans to exit Ohio’s marketplace, citing uncertainty about CSR subsidies, even though the marketplace itself was doing better than the year before. The move left at least 18 Ohio counties with no insurance competition.

6/8/2017– When asked Tom Price, Health and Human Services (HHS) Secretary, was asked, he refused to say if the administration would fund CSR payments in 2018.

7/22/2017– HHS continued to attach the ACA, removing website content promoting the ACA and releasing dozens of videos featuring people saying the ACA hurt them. HHS also ended contracts with private “navigator” firms who helped people through the enrollment process.

7/28/2017– Senate Republicans held a late night vote in a last ditch effort to pass the American Health Care Act, or AHCA), an ACA repeal and replace bill. The next day Trump threatens to stop paying CSR subsidies, likely causing more insurers to withdraw from markets.

8/31/2017– Just two months before open enrollment was to begin, the administration slashed funding 90% or more for marketplace outreach and 40% for navigator firms, with the obvious intention to reducing the number of people with health insurance.

9/22/2017– Navigator groups are told that it could tale up to 30 days to review approve their revised budgets. Without funding guarantees, many such groups started to cease operation.

9/25/2017– HHS stops staff from its regional offices from participating in insurance enrollment events. It then responds to criticism with false claims that the ACA has failed and is harming people, when it’s their sabotage doing the real harm.

10/6/2017– The administration starts allowing employers to opt-out of covering contraception based on moral or religious objections.

10/12/2017– Trump announced that it will stop making CSR payments to insurers and signs an executive order allowing agencies and associations to offer “skinny” plans without the essential health benefits required by the ACA, including maternity care and mental health treatment.

10/25/2017– HHS Inspector General released a report showing how the administration’s termination of marketplace outreach led to $1.1 million in unrecoverable costs.

10/26/2017– The Centers for Medicare & Medicaid Services (CMS) said it will give states an “unprecedented level of flexibility” in requesting waivers of Medicaid rules, complaining that those rules were not designed for an able-bodied individual.

11/1/2017– When the administration cut the outreach budget by 90% in August, they said spending would focus on low-cost activities like email. But even though the HealthCare.gov database has about 20 million email addresses of enrollees, the administration reduced its email outreach.

12/22/2017– Trump signed a trillion-dollar tax bill into law, primarily for wealthy individuals and corporations, repealing the ACA’s individual mandate starting in 2019 to help pay for it. Without the mandate, fewer healthy people will sign up for insurance, likely increasing premiums by 10%, according to the Congressional Budget Office. The CBO also estimated that 13 million people would become uninsured as a result. [Harvard Medical School researchers have found a 25% higher risk of mortality for the uninsured compared with the insured.]

1/5/2018– The administration announced plans to dramatically broaden enrollment in “skinny” Association Health Plans (AHPs). The plan could hurt the individual insurance market and devastate small-group markets. It allows AHPs to treat small businesses self-employed people as a larger group for negotiating purposes but exempts them from many consumer protections that were in place with the ACA, including the requirement to cover essential health benefits. (3/2019: Judge strikes down this plan.)

1/11/2018– CMS issues guidance allowing states to block some low-income adults from getting Medicaid if they’re not working.

1/12/2018– HHS approves Kentucky’s Medicaid waiver, making it the first state to require the recipients to work. The waiver includes many other harmful provisions that will jeopardize low-income residents.

1/19/2018– CMS rescinds 2016 Medicaid guidance giving beneficiaries a choice of provider. The worry now is that states may restrict women covered by Medicaid from choosing a provider offering contraception or other women’s health services, like Planned Parenthood.

2/1/2018– HHS approves Indiana’s Medicaid waiver, allowing it to impose a work requirement.

2/20/2018– The administration proposed rules to expand the use of short-term insurance plans as an alternative to plans with more stringent plans under the ACA. This would allow “skimpy” plans to operate alongside of comprehensive plans, likely exposing consumers to coverage gaps and higher costs.

4/9/2018– CMS announces new rules that reduce insurer accountability and consumer transparency, weaken benefit standards, and add new barriers for people wanting to enroll in health plans. Under the ACA, insurers were required to spend at least 80% of premiums on medical care rather than marketing expenses and executive pay.

6/7/2018– The Department of Justice (DOJ) files a legal brief declining to defend the constitutionality of the ACA in a suit brought by 20 states. In Texas v. United States, the states assert that the entire ACA must be struck down because of conflicts between the Preexisting Conditions coverage requirement and the Individual Mandate requirement, a provision that was declared unconstitutional in an earlier case.

6/19/2017– The Labor Department issues rules to increase enrollment in the association plans (AHPs) that lack ACA coverage requirements. The rules would also allow insurers to charge higher rates for older people or based on gender or occupation. Men, for example, may be seen as less expensive since they don’t get pregnant.

7/7/2018– CMS announced that risk adjustment transfers may be delayed. Risk adjustment is “a federal program that transfers revenues from insurers that enroll a healthier-than-average group of consumers to those that enroll a sicker-than-average group.” It’s meant to reduce the incentive to cherry-pick the healthiest customers and leave others behind, but this announcement adds more uncertainty to the market that will drive up consumer costs.

7/10/2018– CMS slashed funding for the navigator program and consumer outreach to just $10 million for the 34 states relying on HealthCare.gov to administer their ACA marketplaces.

11/8 UPDATE– Republicans abandon the fight to repeal and replace Obama’s health care law — Let’s hope that now we can get down to the business of fixing what was wrong with Obamacare, restoring the damage done from eight years of Republican sabotage, extending affordable healthcare to every American as a human right, and cutting per-capita costs by half to match what so many other advanced nations pay for their superior outcomes and longevity. Because doing that will save our nation over $1.5 trillion every year, it should not matter if costs are buried in premiums and copays, or included in the taxes we pay. To begin that repair and reform process, we need a better understanding of “Why American Healthcare is So Expensive” in the first place.

12/14 UPDATE– Judge Reed O’Connor, a partisan Texas federal judge, took it upon himself to declare Obamacare unconstitutional. After Trump’s tax plan removed the individual mandate penalty, Texas led a 20-State lawsuit arguing that without the mandate the entire ACA must be struck down. O’Connor agreed and gave Republicans a gift that likely won’t survive the appeals process. But if the US Supreme Court were to uphold it, the impact would be severe.

3/26/2019 UPDATE– Trump said he wants all of Obamacare overturned by the courts and then promised some sort of great healthcare system replacement, with no specifics of course.

It’s Not Just Me, or the mainstream press, Saying This

U.S. Congress sealAnalysis by the nonpartisan Congressional Budget Office has shown that every Republican House and Senate bill to replace Obamacare would (1) increase overall costs significantly and (2) cause tens of millions of people to lose health insurance coverage. Sabotage can be even worse, and Congressional Democrats have weighed in on that issue.

Democratic members of the House Committee on Energy and Commerce, and the Senate Committee on Health, Education, Labor and Pensions, recently released a report warning that Republican actions are causing uncertainty in health insurance markets that is resulting in higher premiums and insurers pulling out. A Manufactured Crisis: Trump Administration and Republican Sabotage of the Health Care System is summarized here with quotes from insurance companies and regulators across nearly 20 states.

EXECUTIVE SUMMARY (full text, but without the citations)

“The best thing politically is to let Obamacare explode.” (President Donald Trump in an interview with The Washington Post, 5/24/17)

The Trump Administration dedicated its first six months in office to sabotaging the health care system for partisan gain, threatening to reverse years of progress that have reduced the uninsured rate to historic lows. These destructive efforts by the Administration are causing uncertainty for insurers, which is resulting in significantly higher premiums for consumers.

Perhaps even more egregiously, President Trump and Congressional Republicans are using this manufactured crisis to justify their efforts to pass Trumpcare, which will cut taxes for the wealthiest Americans and special interests while cutting nearly $1 trillion in funding from Medicare and Medicaid. Trumpcare will result in tens of millions more uninsured and impose higher costs on working families, including older adults and individuals with pre-existing conditions. Republicans claim that “Obamacare is in a total death spiral,” as a justification for passing this tax cut bill masquerading as a health bill. But they cannot pretend they are acting to improve the health care system while they are actively working to undermine it.

This report provides an overview of the emerging evidence of the damage that the Trump Administration and Congressional Republicans have inflicted on the individual market. It provides a preliminary analysis of the impact of the Trump Administration’s actions and the impact of legislative uncertainty on premiums and stability in the marketplace, by analyzing the insurance rate filings to date. It will be updated as additional information becomes available.

THE TRUMP ADMINISTRATION’S EFFORTS TO UNDERMINE FAMILIES’ HEALTH CARE

“Why the hell would we?” (President Donald Trump, on making CSP payments, 5/19/17)

Since President Trump assumed office in January 2017, his Administration has repeatedly acted to sabotage the health care system. On his first day in office, President Trump signed an Executive Order that directed the Secretary of Health and Human Services and the heads of government agencies to defer, delay, or waive certain provisions of the Affordable Care Act (ACA), creating vast uncertainty in the marketplace. Since then, his Administration has refused to commit to making cost-sharing reduction (CSR) payments [to insurers] and failed to commit to enforcing the individual mandate. These cynical attempts to manufacture a crisis have caused uncertainty in the marketplace and have prompted insurers to sharply increase premiums for the upcoming plan year. …

SELECTED QUOTES

  • “There now is clear evidence that this uncertainty is undermining the individual insurance market for 2018 and stands to negatively impact millions of people.” (the American Medical Association (AMA), America’s Health Insurance Plans (AHIP), Blue Cross Blue Shield Association (BCBSA), and others, 5/19/17)
  • “The vast majority of this has been caused by the current administration and by Congress, not by the ACA.” (Community Health Choice, Texas)
  • “The continued uncertainty caused by fluctuating directions from Washington could have a disastrous impact on the individual health insurance market in 2018.” (Colorado Insurance Commissioner)
  • “The most immediate drivers of instability are the weakening of the individual mandate, the uncertain status of funding for the cost sharing reductions and the absence of funding for overall market stabilization measures.” (Pennsylvania Insurance Commissioner and five insurance companies)
  • “If the federal government’s full CSR funding commitments are in jeopardy, we believe that the viability of the exchange market is in immediate jeopardy of failing.” (Molina Healthcare of Washington, Inc.)
  • “This uncertainty adds more unpredictability to the rate process and introduces an uneasy level of market volatility, compromising the ability to set adequate rates responsibly.” (Anthem Blue Cross and Blue Shield of Connecticut)
  • “With the unknown of cost-sharing-reductions funding … we have great uncertainty for what insurers will be participating in the market and where rates could land for 2018.” (Utah Department of Insurance)
  • “[CareFirst] tacked an extra 15 percent onto its premiums because it does not expect the Trump administration to enforce the individual mandate.” (Chet Burrell, Chief Executive of CareFirst)
  • “Without enforcement of the coverage mandate, membership is expected to drop, with the healthier individuals more likely to forego coverage. This will drive up the average cost of health care for the individual market.” (Harvard Pilgrim Health Care, Maine)
  • “Failure to enforce the penalty for not having health insurance could result in total premium increases of more than 28 percent, and up to 350,000 consumers who would otherwise get coverage likely going uninsured in 2018.” (Covered California)

CONCLUSION (full text)

Republicans are undertaking concerted efforts to sabotage the health care system by introducing instability into the individual insurance market. By choosing not to make CSR payments, providing unclear direction about enforcement of the individual mandate, and generally creating uncertainty about the future of our health care system, the Trump Administration is forcing insurers to raise premiums for the 2018 plan year. These actions are threatening to make health care inaccessible and unaffordable for millions of Americans.

In defending Republicans’ attempts to jam Trumpcare through Congress, Senate Majority Leader Mitch McConnell recently said, “Doing nothing is not an option.” Yet independent experts agree that the individual market would be stable if not for the Trump Administration’s sabotage.

President Trump and Congressional Republicans are manufacturing instability in the marketplace as a false pretense for passing a major tax cut for the wealthy and special interests. This cynical effort is being paid for with draconian cuts to the health care system, and on the backs of millions who need access to affordable coverage. Both President Trump and Congressional Republicans should be held responsible for these cynical and destructive actions.

WHAT’S THEIR UNSPOKEN MOTIVE? Harvard Medical School studies of mortality rates among people without health insurance have shown that up to 20% would die unnecessarily as a result. How can Trump and his GOP allies justify causing tens of millions of Americans to lose their health insurance from Obamacare repeal or sabotage? How can they justify allowing over one million to die as a result? Is that what has come from their hatred of President Obama? I think the answers are both racial and political. See my article on Politics and the Modern Killing Fields.

Religious and Association Plans

There’s a religious loophole that lets healthy families avoid paying penalties for not buying insurance. But this loophole puts them at increased risk and puts the rest of the nation at risk too. In an executive order, Trump has allowed healthy individuals to buy into association and faith-based alternatives by agreeing to help others pay their unexpected healthcare costs.

These religious and association agreements aren’t really insurance, and they lack federal protection or oversight. They can deny membership to anyone with preexisting conditions, may not cover birth control or other (prevention) services mandated by the ACA, and they usually have yearly or lifetime payment caps. So if you unfortunately get an expensive illness or injury and are permanently disabled from a car accident or gun shot, then you’ll still face bankruptcy from the cost after easily exceeding the caps. If you rely instead on indigent care in the expensive ER, you’ll force up healthcare costs for everyone nationwide, even for healthy people.

You see, the whole idea of insurance is to spread risk over a wide audience, but taking the healthy people out of the insurance pool makes it more expensive to treat the rest, and that can cause the entire system to collapse. That’s Trump’s stated objective.

Where is the “great healthcare” Trump promised? I’m still waiting.

It’s Time for Medicare for All

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5 Comments

  1. *If the Unaffordable Care Act is so great, why does the government have to establish criminal penalties to force us to participate? Why did they assume that health care would always be unaffordable, and try to hide that fact by pretending that the government would have money from some magic source to pay for it? We need to work on how to get better results for less money, and there is no indication that we can expect a lot of help from the government with that. There are probably things that they could do, parts of the system that the government has control over – such as approval of new medicines or generic equivalents of old medicines – why don’t they focus on improving what they can do, instead of punishing us with legal penalties?

    1. Fain,

      Thanks for your comment. It makes partisan arguments against “Obamacare” that have been repeated before but mostly rebutted. I’ll address some, but this website includes many resources with additional perspectives on the history and benefits of the Affordable Care Act. (Start with https://mhealthtalk.com/cazitech/link/understanding-obamacare/.)

      Pre-ACA Environment – Healthcare costs had been increasing faster than inflation for many years and was predicted to bankrupt the country as our aging population drove increased demand. The ACA objectives were somewhat limited: (1) flatten the cost curve, which it did; and (2) make sure more people were covered, which it did.

      ACA Sabotage – Many Republicans hated the idea of America having a black president and Mitch McConnell famously declared on Day 1 that his Party in Congress would block Obama every way they could and make him a one-term President. They took the ACA Penalty issue to the Supreme Court, which decided the only way it could be Constitutional was as a tax, so that’s what Democrats did. Once Republicans got control of Congress they started a decade unsuccessful “repeal & replace” efforts, and that continued under Trump, who also signed many executive orders and dictated rule changes to sabotage the ACA. But even after over 10 years of trying, Republicans have introduced no ACA replacement, largely because voters have grown to like it, mostly.

      ACA Penalties – Because the political climate at the time did not allow for a single-payer government system like Canada has, the objective was to broaden the risk pool so young and healthy people were included. That requires everyone having insurance, and hence the penalty, along with subsidies for people making less than 140% of the federal poverty level.
      ACA Affordability – The ACA included an 80/20 rule requiring that 80% of all insurance premiums must be paid to actual care and not absorbed by administrative and marketing costs and profits.

      ACA Competition – The early result of public insurance exchanges was rather dramatic as a large number of insurers were made to compete on a level playing field, offering minimum coverage that focused on prevention to lower costs. Most people found their insurance premiums from exchange-based policies to be much lower than before the ACA.

      ACA Subsidies – They were not funded by “some magic source” but by a small tax on the wealthy with Cadillac plans.

      We Must do Better – I completely agree and have been critical of our broken healthcare and political systems. I usually start by saying we must know “Why American Healthcare is So Expensive” to begin with. (https://mhealthtalk.com/expensive)

  2. A 401(k) for insurance? New rules let employers contribute to plans on HealthCare.gov, a potential boon for Texas (Dallas Morning News, 11/24/19)

    I’ve been strongly critical of almost all Republican healthcare ideas, but this one makes sense, especially if combined with a refurbished ACA. I still want more, but this is a good step.

    Health reimbursement arrangements (HRAs) have been compared to 401(k) retirement plans, because they offer small companies a simpler, cheaper, and less risky way to offer health coverage to workers. Employers like that they can determine how much they contribute, tax-free and with no surprises. 401(k)s had similar “defined contribution” benefits compared to pension systems.

    Workers should like the ability to use the money to buy whatever coverage plan they can affordable or see as appropriate, and they’ll like the ability of having that plan follow them as they move between employers. Previously, moving could risk losing lifesaving health coverage if a family member had a preexisting condition.

    This HRA approach has the potential of creating needed health insurance competition, but to do better we still need ways to expand the risk pool. The ACA did that with its insurance mandate and tax penalty for those who went without, but Trump’s tax cut had an unnoticed provision that reduced that penalty to $1.00. That move made the mandate ineffective and promoted the Texas lawsuit to declare the entire ACA unconstitutional.

  3. I’ll add SOME of the additional sabotage efforts here:

    Democrats Press High Court To Make Call On ACA. How It Could Play Out At Polls. (Kaiser Health News, 1/8/2020) Ironically, Democrats would likely benefit politically if the health law were struck down, because it would anger their base as the 2020 election approaches. Meanwhile, Republicans could benefit if the law were upheld.

    Texas Governor Greg Abbott responds to ACA ruling with typical cynicism (Houston Chronicle)

    GOP Lies About Pre-Existing Conditions May Have Reached Peak Absurdity — Republicans are desperate to fool the public about what they did ― and would still do.

    9/18/2018: New House Bill Takes Aim At Employer Mandate And ACA Taxes — The “Save American Workers Act” would suspend the ACA’s employer mandate, further delay the Cadillac tax, and fully repeal the tanning tax.

    Health insurance for dummies: Why we cover pre-existing conditions (LA Times) “It never fails to astonish that the biggest critics of Obamacare seem to have no clue how insurance works.”

    Trump Officials Plan Obamacare Site Shutdowns During Open Enrollment (Huffington Post)

    Republicans Are Now Running as the Defenders of Healthcare—While Simultaneously Trying to Gut It (Esquire)

    Republican healthcare policies are pushing America closer to Third World life-expectancy levels (LA Times)

    The Republican Majority Is Dead And Obamacare Is Alive (Huffington Post re. election results)

    The Trump Administration Just Asked States to Help It Kill Obamacare by Stealth (Slate)

    The Trump administration unveils a stealth attack on people with preexisting conditions (LA Times) “Trump administration officials apparently are prepared to go to their graves insisting that they did everything possible to protect Americans with preexisting medical conditions, even as they pull out the stops to undermine those protections. The latest example of this subterfuge came in late October, when CMS issued new rules for states.”

    Trump’s Under-the-Radar Push to Dismantle Veterans Health Care

    Despite the government shutdown, Trump’s efforts to gut Obamacare go full speed ahead (LA Times)

    Republicans Have Lost Interest in Fixing, or Killing, Obamacare — COMMENT:

    Republican healthcare incentives seem different from Democrats’ in two ways. First is reliance on campaign contributions (bribes?) from wealthy special interests, including the perversely profitable Medical Industrial Complex that lobby for the status quo rather than reforms that would cut revenues and bring our costs in line with other advanced nations. The industry profit motive is why we spend twice as much but still live sicker and die younger.

    Next is their struggle to maintain political power as the demographics shift against them. ACA sabotage (https://mHealthTalk.com/sabotage/) has already had its desired result: causing millions more minority or low-income Americans to lose healthcare. Because these folks are more likely to vote Democratic, it’s OK that 25% of them will likely die early without health insurance (stat from a Harvard Medical School study). I have a word for that: Political Genocide (https://mHealthTalk.com/voter-suppression/)

    The Americans dying because they can’t afford medical care (The Guardian, 1/7/2020) “Researchers at Harvard Medical School found 45,000 Americans die every year as a direct result of not having any health insurance coverage.”

    Graham-Cassidy is the most radical of GOP repeal plans (Vox) “While other Republican plans essentially create a poorly funded version of the Affordable Care Act, Graham-Cassidy blows it up. The bill offered by Republican Sens. Lindsey Graham and Bill Cassidy takes money from states that did a good job getting residents covered under Obamacare and gives it to states that did not. It eliminates an expansion of the Medicaid program that covers millions of Americans in favor of block grants. States aren’t even required to use the money to get people covered or to help subsidize low- and middle-income earners, as Obamacare does now.”

    Here’s what the GOP plans for health care look like (CNN) Don’t expect Republicans to implement any health reforms that cut into the perverse profits of the medical industrial complex that spends so lavishly on lobbying. Profit has infested the healthcare industry like a cancer, and today it has grown into a full-blown epidemic that threatens our very lives and livelihood, but Republican politicians are enriched by that. The profit motive not only discouraged the development of cures, but it also encourages dependence, addiction, and medical errors. Part of Obamacare was designed to prevent hospitals from charging more to fix the errors they cause, and to punish them instead for any readmission.

    U.S. judge strikes down rule allowing ‘skimpy’ health insurance plans (Washington Post, 3/29/19)

    The false promise the PROTECT Act makes on preexisting conditions (LA Times, 4/12/19) “The PROTECT Act, the health insurance reform bill unveiled this week by 18 Senate Republicans, is aptly named, albeit not for the reason its sponsors suggest. The bill pretends to be about safeguarding Americans with preexisting health conditions. But it’s really about protecting Senate Republicans from the stink caused by the Trump administration’s efforts to repeal the ACA.”

    Republicans Are Warning Drug Companies Not To Cooperate With A Congressional Investigation (BuzzFeed, 4/8/19) — The House Oversight Committee is attempting to study how drug companies set prescription drug prices, but Republicans have warned the industry that it may be better for them not to cooperate.

    The Trump administration has laid out its full argument for why a federal appeals court should invalidate the entire Affordable Care Act — and it’s a doozy (Axios, 5/1/2019) “The big picture: It comes down to ‘severability,’ and severability comes down to congressional intent. The thinking goes: if the ACA’s individual mandate is unconstitutional — which is not a given — can other parts of the law function the way Congress intended?”

    House Passes Legislation To Strengthen the ACA (Health Affairs, 5/17/19) “The goal of the omnibus bill is to reverse many of the Trump administration’s efforts to undermine the ACA and to promote additional transparency. The legislation restores funding for marketing and outreach and the navigator program, provides funding for states to establish their own marketplaces, and prohibits the Trump administration’s recent rule on short-term plans.” Even if this bill goes nowhere in the Senate, it puts Republicans in an awkward position.

    Trump Administration ‘Censorship’ Erasing Affordable Care Act From Federal Websites (Huffington Post)

    The Trump administration is trying to make an under-the-radar change to essential programs that would cut healthcare and food assistance for millions of people (6/23/2019)

    15,000 Americans Died So Republican Governors Could Stick It to Obama (Esquire, 7/22/2019) Harvard Medical School researchers have found a 25% higher risk of mortality for the uninsured compared with the insured. (https://www.factcheck.org/2009/09/dying-from-lack-of-insurance/)

  4. Wayne Caswell says:

    RELATED ARTICLES:

    “Nobody could’ve predicted a pandemic like coronavirus.” (Business Insider, 3/31/2020) Here are all the times the administration was warned about it and refused to take action.

    Trump’s assault on Obamacare was much more damaging than previously thought (LA Times, 6/18/2019) “New data show how steep the reduction was. It was huge, and devastating.”

    The Republican War on Obamacare — What Has It Achieved? (New England Journal of Medicine) — EXCELLENT

    The Chart That Shows the Price Tag for Trump’s Obamacare Sabotage (NYTimes) — “If you’re middle class and looking for insurance through the health law, chances are you’re paying a penalty courtesy of the G.O.P.”

    Maryland is suing the Trump administration for attempting to “sabotage” the Affordable Care Act — Maryland Attorney General Brian Frosh filed the suit in U.S. District Court of Maryland against the U.S. government and Trump administration officials Attorney General Jeff Sessions, Health and Human Services Secretary Alex Azar and IRS commissioner Charles Rettig, citing the administration’s “open hostility to enforcement of the Affordable Care Act.”

    We’ve finally learned Trump’s grand plan for fixing health care (Washington Post) “Don’t get sick. Ever.” These not-so-short-term “short-term” plans are not subject to protections required by the ACA, can charge older or sicker people much higher premiums, and can turn away people with preexisting conditions altogether.

    Trump’s Sabotage of Obamacare Is Backfiring for Conservatives

    Trump Succeeds in Making Insurance for People With Health Problems Unaffordable.

    Health industry experts fear ‘chaos’ if Texas judge suspends Affordable Care Act (USA Today)

    I COMMENTED: Nearly 10 years of ACA sabotage with no suitable replacement. See also: https://mhealthtalk.com/cazitech/sabotage/. #ACA #Obamacare #Trumpcare #Healthcare

    Sessions takes aim at heart of Obamacare — coverage for pre-existing conditions (NBC News) In response, California’s Attorney General Vows National Fight To Defend The ACA (Kaiser Health News)

    Trump’s new insurance rules are panned by nearly every healthcare group that submitted formal comments (LA Times)

    Imagining Obamacare in 2020 (Vox) — Insurance actuarial experts examine the likely effects of 3 years of Trump’s sabotage.

    Republicans are begging Trump Not to sabotage Obamacare (Vox)

    Trump told HHS to deny request to fix Iowa ObamaCare market: report (The Hill)

    Trump To Cut Off Billions In Key Obamacare Payments To Insurers (Huffington Post)

    Trump’s executive order to undermine Obamacare, explained (Vox)

    Trump Administration To End Obamacare Subsidies For The Poor (NPR)

    Trump administration is making it even harder to sign up for Obamacare (CNN)

    Here’s how the Trump administration is hurting enrollment in Obamacare (The Washington Post)

    Throwing a bomb into the insurance markets, Trump now owns the broken health-care system (Washington Post – This is not “letting” Obamacare fail; it’s causing it. And you break it, you own it.)

    Obamacare whiplash leaves states, insurers with dueling price plans (Reuters 10/20/2017)

    [Baby-Killer] Trump guts critical health care for poor children while nobody noticed (SALON) Trump is at it again…

    “Letting CHIP lapse is an act of violence not just against poor kids, but against all of America’s children. No matter how rarefied the air, deadly diseases are communicable. ‘It may create a pool of vulnerable children who won’t be vaccinated to prevent measles, whooping cough or meningitis outbreaks.'”

    Now Baby-Killer Trump has gone too far, taking his spiteful sabotage of our healthcare system to children and babies. (www.mHealthTalk.com/sabotage/)

    Bipartisan senators reach small deal on health care (CNN) I commented:

    Trump’s Sabotage, designed to kill Obamacare, is also killing people. Don’t lose your health insurance and become one of them. It is more important than ever to research your insurance options for the 2018 enrollment period, including Medicare Supplement plans. Insurers have already increased their premiums, thanks to market uncertainty caused by the current administration. And it’s unlikely they will have time to roll back these increases, even if this new bipartisan negotiation flies through Congress and gets signed into law.

    How Iowa Became An Obamacare Horror Story (POLITICO – I commented)

    No insurer wants sick, unhealthy and expensive clients, so the obvious solution is to share risks in one large pool — i.e. Single-Payer Universal Healthcare, like Medicare-for-All — but that’s just a debate over how to PAY for health care. We also need to reduce the need for it in the first place through wellness programs, and dramatically improve care delivery and efficiency. But Republicans been sabotaging the our healthcare system for years, recently defunded CHIP (low-income Child Health Insurance Program), and have now proposed big funding cuts to Medicare and Medicaid too. Wake up Iowans; you’re being screwed and need to ask tougher questions. Start with… Why does the self-styled “pro-life” party want so badly to raise the death rate through less healthcare and more guns?

    Trump’s Sabotage of ACA Enrollment Is Particularly Dangerous in Texas (Texas Observer) The attacks on enrollment outreach come as Texas’ uninsured rate increased last year to more than 17 percent — the highest since 2014. Texas is Dead Last in Healthcare Accessibility.

    Mounting evidence shows Texas made a mistake by not expanding Medicaid [Houston Chronicle Editorial]

    It’s a shame that Texas’ political leadership likes to cast shade on a signature achievement of a fellow Texan who became one of America’s most productive presidents. They should instead heed the words of Lyndon B. Johnson, who in signing Medicare and Medicaid into law quoted Deuteronomy’s command to show compassion for the poor: ‘Thou shalt open thine hand wide unto thy brother, to thy poor, and to thy needy, in thy land.’

    That biblical directive applies particularly to Medicaid, which unlike Medicare, requires no buy-in by participants to receive benefits. Medicaid, created in 1965, pools state and federal funds to provide coverage for the poor. In Texas, Medicaid requirements are so stingy that most working adults don’t qualify. Recipients are overwhelmingly children, pregnant women, the elderly and disabled.

    Trump is looking for a new way to cut Medicaid — without Congress

    This is how Texas plans to kill ObamaCare (Fox)
    https://www.foxbusiness.com/politics/this-is-how-texas-plans-to-kill-obamacare

    REPUBLICANS: No Repeal. No Replace. Just Sabotage. Healthcare is Your personal responsibility. If you can’t afford it, just die.
    DEMOCRATS: Medicare Public Option. Medicare-for-All. Healthcare is a Right, and an investment in worker productivity.

    This Is What’s Going on in the New Lawsuit Over Obamacare (Vice) Here are five questions and answers to help understand the case, Texas v. U.S.

    THE BLEEDING EDGE Official Trailer (2018) Netflix Documentary (2:39 YouTube) Modern medicine is killing us one by one… How? Why? Why in the U.S.? And is it for profit, political, or both?

    PROFIT? >$3.5 trillion/year, almost twice what other nations pay

    POLITICS? Remember, dead people don’t vote.

    BOTH? The Medical Cartel spends 3x on lobbying as military industrial complex, and politicians take the money because they want to be reelected. So, no CONservative ACA replacement even after almost a decade, and with control of all branches of government. What, no public hearings to understand stakeholder concerns? ‘Telling.

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